Category Archives: miami cd rates

Miami CD Rates Survey for the week March 12, 2012

Posted on March 17, 2012 by admin

According to a recent Primerates.com survey conducted on March 12, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s between rates of 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.30% at Bank of America ( www.bankofamerica.com ). BankUnited ( www.bankunited.com ) is offering the highest 2-year CD rate, with 0.95% CD, while you will be able to obtain the highest 5-year CD at Suntrust Bank ( www.suntrust.com ), with a return of 1.29% CD. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.75% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.10% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% NA 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.75% 0.95% 1.09% NA NA Regions Bank 0.05% 0.10% 0.20% 0.30% 0.50% 0.60% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey for the week February 20, 2012

Posted on February 24, 2012 by admin

According to a recent Primerates.com survey conducted on February 20, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.30% at Bank of America ( www.bankofamerica.com ). BankUnited ( www.bankunited.com ) has the highest 2-year CD rate, with 0.95% CD, while Suntrust Bank ( www.suntrust.com ) has the highest CD rate for 5-year, with 1.29%. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% NA 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.75% 0.95% 1.09% NA NA Regions Bank 0.15% 0.15% 0.25% 0.40% 0.60% 0.75% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey for the week February 6, 2012

Posted on February 14, 2012 by admin

According to a recent Primerates.com survey conducted on February 6, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.30% at Bank of America ( www.BankOfAmerica.com ).   BankUnited ( www.BankUnited.com ) continues to have the highest 1-, 2-, and 3-year rates ranging from 0.75% to 1.09%, and Suntrust ( www.Suntrust.com ) has the highest 5-year rates at 1.29%. Regions ( www.Regions.com ) has reduced several of its longer-term rates, dropping 0.15% off of each of the 3-5 year rates. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 months 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% 0.85% 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.75% 0.95% 1.09% NA NA Regions Bank 0.15% 0.15% 0.25% 0.40% 0.60% 0.75% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey for the week January 30, 2012

Posted on February 1, 2012 by admin

According to a recent Primerates.com survey conducted on January 30, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.30% at Bank of America ( www.BankOfAmerica.com ).   BankUnited ( www.BankUnited.com ) continues to have the highest 1-, 2-, and 3-year rates ranging from 0.75% to 1.09%, and Suntrust ( www.Suntrust.com ) has the 5-year rates at 1.29%.  Suntrust last week had a 1.29% 4-year CD, but has dropped the return down to 0.85%, leaving Wells Fargo with the highest 4-year return at 1.15%. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% 0.85% 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.75% 0.95% 1.09% NA NA Regions Bank 0.15% 0.15% 0.25% 0.55% 0.75% 0.85% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey for the Week of January 23, 2012

Posted on January 25, 2012 by admin

According to a recent Primerates.com survey conducted on January 23, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.30% at Bank of America ( www.BankOfAmerica.com ).   BankUnited ( www.BankUnited.com ) continues to have the highest 1-, 2-, and 3-year rates ranging from 0.75% to 1.09%, and Suntrust ( www.Suntrust.com ) has the highest 4- and 5-year rates at 1.29% for each. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% 1.29% 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.75% 0.95% 1.09% NA NA Regions Bank 0.15% 0.15% 0.25% 0.55% 0.75% 0.85% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey – January 16, 2012

Posted on January 21, 2012 by admin

According to a recent Primerates.com survey conducted on January 16, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.30% at Bank of America ( www.BankOfAmerica.com ).   BankUnited ( www.BankUnited.com ) has the highest 1-, 2-, and 3-year rates ranging from 0.75% to 1.09%, and Suntrust ( www.Suntrust.com ) has the highest 4- and 5-year rates at 1.29% for each. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 Month 1 Year 2 Year 3 Year 4 Year 5 Year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.45% 0.65% 0.85% 1.29% 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.75% 0.95% 1.09% NA NA Regions Bank 0.15% 0.15% 0.25% 0.55% 0.75% 0.85% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey for the week of January 9, 2012

Posted on January 18, 2012 by admin

According to a recent Primerates.com survey conducted on January 9, 2012 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.30% at Bank of America ( www.BankOfAmerica.com ).   BankUnited ( www.BankUnited.com ) has the highest 1-, 2-, and 3-year rates ranging from 0.80% to 1.24%, and Suntrust ( www.Suntrust.com ) has the highest 4- and 5-year rates at 1.29% for each. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% 1.29% 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.80% 1.09% 1.24% NA NA Regions Bank 0.15% 0.15% 0.25% 0.55% 0.75% 0.85% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey for the week of December 19, 2011

Posted on December 23, 2011 by admin

According to a recent Primerates.com survey conducted on December 19, 2011 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.30% at Bank of America ( www.bankofamerica.com ).   For savers interested in longer maturities, BankUnited ( www.BankUnited.com ) offers the best rates for 1, 2, and 3 year maturities, ranging from .80% to 1.24%.  Suntrust Bank ( www.Suntrust.com ) has the best returns for 4 and 5 year CD rates, both at 1.29%. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% Suntrust Bank 0.25% 0.40% 0.65% 0.85% 1.29% 1.29% JPMorgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% BankUnited NA 0.80% 1.09% 1.24% NA NA Regions Bank 0.15% 0.15% 0.25% 0.55% 0.75% 0.85% HSBC Bank 0.10% 0.20% 0.35% 0.35% 0.80% 0.80%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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Miami CD Rates Survey, Week of December 9, 2011

Posted on December 21, 2011 by admin

According to a recent Primerates.com survey between December 9 & December 11, 2011 of Miami CD rates offered by the area banks & credit unions, Miami’s largest financial institutions offered short-term savers 6 month CD’s with rates be rates between 0.05% at Wells Fargo ( www.wellsfargo.com ) and 0.30% at bank of America (www.bofa.com).   Historically low US interest rates continue to keep pressure on Miami CD rates of all maturities.  For savers interested in longer maturities, BankUnited (www.bankunited.com) offers a 2-year CD with a rate of 1.09%.  With a 5-year maturity, Suntrust Bank (www.suntrust.com) offers CD investors a rate of 1.29%.   CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CDs and keep your money working as hard as possible.   Banks 6 Month Maturity 1 Year Maturity 2 Year Maturity 3 Year Maturity 4 Year Maturity 5 Year Maturity Wells Fargo 0.050% 0.050% 0.550% 0.900% 1.150% 1.150% Bank of America 0.300% 0.350% 0.400% 0.600% 0.850% 1.200% Citibank 0.150% 0.250% 0.300% 0.500% 0.750% 1.000% Suntrust Bank 0.250% 0.400% 0.650% 0.850% 1.290% 1.290% JPMorgan Chase 0.200% 0.250% 0.400% 0.500% 0.500% 1.000% BankUnited NA 0.800% 1.090% 1.240% NA NA Regions Bank 0.150% 0.150% 0.250% 0.550% 0.750% 0.850% HSBC Bank 0.100% 0.200% 0.350% 0.350% 0.800% 0.800%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading →

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