Category Archives: nyc cd rates

NYC CD Rates Survey for the week May 07, 2012

According to a recent Primerates.com survey conducted on May 07, 2012 of NYC CD rates offered by the area banks & credit unions, NYC’s largest financial institutions offered short-term savers 6-month CD’s with rates between 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.50% at Hudson City ( www.hcsbonline.com ). Hudson City ( www.hcsbonline.com ) also offered the highest 2-year CD, with a rate of 1.08%, while the highest 5-year CD was offered by TD Bank ( www.tdbank.com ), with a rate of 1.74%. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.10% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.10% 0.20% 0.20% 0.60% 0.60% Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Capital One 0.10% 0.15% 0.20% 0.45% 0.65% 0.75% TD Bank NA 0.70% 0.80% 0.90% 1.00% 1.74% Hudson City 0.50% 0.74% 1.08% 1.27% 1.47% 1.71% Sovereign Bank NA 0.15% 0.20% 0.30% NA NA PNC Bank 0.10% 0.20% 0.35% 0.40% 0.75% 1.00%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading

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NYC CD Rates Survey for the week April 23, 2012

According to a recent Primerates.com survey conducted on April 23, 2012 of NYC CD rates offered by the area banks & credit unions, NYC’s largest financial institutions offered short-term savers 6-month CD’s with rates between 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.50% at Hudson City ( www.hcsbonline.com ). Hudson City ( www.hcsbonline.com ) also offered the highest 2-year CD, with a rate of 1.08%, while the highest 5-year CD was offered by TD Bank ( www.tdbank.com ), with a rate of 1.74%. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.10% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.10% 0.20% 0.20% 0.60% 0.60% Wells Fargo 0.05% 0.05% 0.55% 0.75% 1.15% 1.15% Capital One 0.10% 0.15% 0.20% 0.45% 0.65% 0.75% TD Bank NA 0.70% 0.80% 0.90% 1.00% 1.74% Hudson City 0.50% 0.74% 1.08% 1.27% 1.47% 1.71% Sovereign Bank NA 0.15% 0.20% 0.30% NA NA PNC Bank 0.10% 0.20% 0.35% 0.40% 0.75% 1.00%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading

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NYC CD Rates Survey for the week March 26, 2012

According to a recent Primerates.com survey conducted on March 26, 2012 of NYC CD rates offered by the area banks & credit unions, NYC’s largest financial institutions offered short-term savers 6-month CD’s with rates between 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.50% at Hudson City ( www.hcsbonline.com ). Hudson City ( www.hcsbonline.com ) also offered the highest 2-year CD, with a rate of 1.08%, while the highest 5-year CD was offered by TD Bank ( www.tdbank.com ), with a rate of 1.74%. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.10% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.10% 0.20% 0.20% 0.20% 0.60% Wells Fargo 0.05% 0.05% 0.55% 0.75% 1.15% 1.15% Capital One 0.10% 0.15% 0.20% 0.45% 0.65% 0.75% TD Bank NA 0.70% 0.80% 0.90% 1.00% 1.74% Hudson City 0.50% 0.74% 1.08% 1.27% 1.47% 1.71% Sovereign Bank NA 0.15% 0.20% 0.30% NA NA PNC Bank 0.10% 0.20% 0.35% 0.40% 0.75% 1.00%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading

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NYC CD Rates Survey for the week March 19, 2012

According to a recent Primerates.com survey conducted on March 19, 2012 of NYC CD rates offered by the area banks & credit unions, NYC’s largest financial institutions offered short-term savers 6-month CD’s with rates between 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.50% at Hudson City ( www.hcsbonline.com ). Hudson City ( www.hcsbonline.com ) continued to offer the highest 2-year CD rate, with 1.08% CD, while the highest 5-year CD was offered by TD Bank ( www.tdbank.com ), with 1.74% CD. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.10% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.20% 0.35% 0.35% 0.80% 0.80% Wells Fargo 0.05% 0.05% 0.55% 0.75% 1.15% 1.15% Capital One 0.10% 0.15% 0.20% 0.45% 0.65% 0.75% TD Bank NA 0.70% 0.80% 0.90% 1.00% 1.74% Hudson City 0.50% 0.74% 1.08% 1.27% 1.47% 1.71% Sovereign Bank NA 0.15% 0.20% 0.30% NA NA PNC Bank 0.10% 0.20% 0.35% 0.40% 0.75% 1.00%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading

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NYC CD Rates Survey for the week March 12, 2012

According to a recent Primerates.com survey conducted on March 12, 2012 of NYC CD rates offered by the area banks & credit unions, NYC’s largest financial institutions offered short-term savers 6 month CD’s between rates of 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.50% at Hudson City ( www.hcsbonline.com ). Hudson City ( www.hcsbonline.com ) is also offering the highest 2-year rate with 1.08% CD, while TD Bank ( www.tdbank.com ) is offering the highest 5-year CD, with a return of 1.74% CD. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.10% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.20% 0.35% 0.35% 0.80% 0.80% Wells Fargo 0.05% 0.05% 0.55% 0.75% 1.15% 1.15% Capital One 0.10% 0.15% 0.20% 0.45% 0.65% 0.75% TD Bank NA 0.70% 0.80% 0.90% 1.00% 1.74% Hudson City 0.50% 0.74% 1.08% 1.27% 1.47% 1.71% Sovereign Bank NA 0.15% 0.20% 0.30% NA NA PNC Bank 0.10% 0.20% 0.35% 0.40% 0.75% 1.00%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading

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NYC CD Rates Survey for the week February 20, 2012

According to a recent Primerates.com survey conducted on February 20, 2012 of NYC CD rates offered by the area banks & credit unions, NYC ‘s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.wellsfargo.com ), and 0.50% at Hudson City ( www.hcsbonline.com ). Hudson City ( www.hcsbonline.com ) also has the highest 2-year CD rate, with 1.08% CD, while TD Bank ( www.tdbank.com ) has the highest CD rate for 5-year, with 1.74%. CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.20% 0.35% 0.35% 0.80% 0.80% Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Capital One 0.10% 0.15% 0.20% 0.45% 0.65% 0.75% TD Bank NA 0.70% 0.80% 0.90% 1.00% 1.74% Hudson City 0.50% 0.74% 1.08% 1.27% 1.47% 1.71% Sovereign Bank NA 0.15% 0.20% 0.30% NA NA PNC Bank 0.10% 0.20% 0.35% 0.40% 0.75% 1.00%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates. Continue reading

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NYC CD Rates Survey for the week of December 19, 2011

According to a recent Primerates.com survey conducted on December 19, 2011 of CD rates offered by the area banks & credit unions, New York City’s largest financial institutions offered short-term savers 6 month CD’s with rates between 0.05% at Wells Fargo ( www.WellsFargo.com ) and 0.75% at Hudson City Savings Bank  ( www.hcsbonline.com ).   Hudson City, in a push for new business, also offers the best rates for all longer-term CD maturities, ranging from .98% 1-year CD’s to 1.95% for a 5-year CD. CD’s are typically insured up to $250,000 by the FDIC.  As CD’s mature, banks typically re-price the rates on deposits.  Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.   Banks 6 month 1 year 2 year 3 year 4 year 5 year JP Morgan Chase 0.20% 0.25% 0.40% 0.50% 0.50% 1.00% Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.20% Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.00% HSBC 0.10% 0.20% 0.35% 0.35% 0.80% 0.80% Wells Fargo 0.05% 0.05% 0.55% 0.90% 1.15% 1.15% Capital One 0.20% 0.20% 0.30% 0.50% 0.70% 1.01% TD Bank 0.30% 0.20% 0.80% 0.90% 1.00% 1.74% Hudson City 0.75% 0.98% 1.23% 1.47% 1.71% 1.95% Sovereign Bank NA 0.20% 0.20% 0.30% NA NA PNC Bank 0.15% 0.25% 0.45% 0.45% 0.85% 1.05%   Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement.  Data is believed accurate at time of collection, can change without notice, and will vary.  Contact a specific institution for current rates. Continue reading

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